Choosing Your Home Loan by Juan Carlos Carrasquel, Realtor (812) 369-0785, The JuanSells.Com Realty Co., Bloomington, Indiana

The JuanSells.com Realty Co Tweet When you think about buying a home, you’re probably most excited about touring and finding your dream home. Yes, this is the fun part! But I also want to remind you not to forget about the other parts of the home buying process. One of them is choosing your home…

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Buying a home with a bankruptcy, foreclosure or short sale in your past credit history. By Jason Sumner Sr. Loan Officer, Ruoff Home Mortgage

  Have you had a derogatory credit event in your past such as bankruptcy, foreclosure or short sale? Whether due to a medical reason, a loss of a job or from a myriad of other reasons, many people have experienced this. The good news is that with some careful planning and knowing your options, you…

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Ways to manage and improve your credit score- by Jason Sumner Sr. Loan Officer, Ruoff Home Mortgage

When you are ready to apply for a home mortgage loan, having a clean credit history is certainly important. However, there’s much more to the story than just this. The number and age of your accounts, the amount of debt you currently owe in proportion to your available limit, amongst many other factors play into…

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